Push messages – rather than SMS – save cost with increased security
Push Services consist of a push server with an open web service interface to specialised systems. They also comprise an API, which can be integrated into internal mobile apps. The API is available for iOS and Android, and will be available for Windows 7 in the future.
As an alternative to SMS, Push Services allow for sending messages directly to mobile users via an app. There are considerable benefits when compared to SMS:
- Push messages are free of charge; in contrast to SMS, there are no running costs.
- HTTPS encryption means the messages cannot be read on the internet.
As a result, online banking becomes significantly more secure than mTAN. In view of today’s massive increase in cyber threats to the mTAN procedure, this is a genuine alternative.