PPI AG has been working successfully as a consulting and software company for banks, insurances and financial service providers for over 30 years. Our customers in the project business appreciate our uncomplicated and flexible approach. We combine expert knowledge with technological proficiency to bring projects to a successful conclusion. We work in payments throughout Europe and with our standard product portfolio occupy a leading market position. As steadily growing family-owned stock company, PPI AG and our over 500 employees are entirely focussed on our customers' success.
All about payments products and consulting payments
Whitepaper Instant Payments
Instant Payments – historische Chance für Europas Finanzinstitute
Noch spielen Echtzeitzahlungen im europäischen Zahlungsverkehrsmarkt nur eine Nebenrolle. Das wird sich in absehbarer Zeit ändern. Wesentlicher Treiber dafür ist das Vorhaben der EU-Kommission, Instant Payments für Banken zum Pflichtangebot zu machen. Warum das für die Institute vorteilhaft ist, welche Geschäftsmodelle möglich werden und welche Rolle Zusatzleistungen dabei spielen, zeigt das aktuelle Whitepaper „Instant Payments auf dem Weg zum New Normal“.
The Internet of Things needs new payment solutions
The Internet of Things (IoT) is becoming increasingly important, enabling revolutionary, novel business models. This also means that the entire payment process must be automated and adapted to new IoT business models. Efficient, automated and real-time payment methods are necessary to realise these business models economically. The whitepaper "The future of payments: programmable payments in the IoT sector" gives an overview of possible procedures.
Payments as a service completes PPI's payments offering
PPI AG has expanded its range by an essential service and now also offers the operation of its applications in addition to software and consulting services for payments. The payments as a service (PaaS) model is the next step towards becoming an all-round service provider in the European payments business. Hamburg Commercial Bank (HCOB) is the first customer to use this new PPI service to transform their payments platform.
EPC-compliant Request to Pay messaging for providers of corporate and private customers
With TRAVIC-Payment Hub Request to Pay, PPI offers a new product for providers of Request to Pay services. The software enables financial institutions to offer the new service to both their corporate and private customers. TRAVIC-Payment Hub Request to Pay fulfils the requirements of the European Payments Council (EPC) one hundred per cent.
Automated and cost-effective processing of European mass payments
With TRAVIC-Payment Hub, PPI AG offers you the currently most modern solution for the core processing of European payments. After realising individual and real-time payments processing, we are currently developing the integrated solution for classic mass payments. It will implement the SEPA Credit Transfer (SCT), SEPA Direct Debit (SDD) and SEPA Card Clearing (SCC) procedures and will be available to you as of TRAVIC-Payment Hub V4.0 in January 2022.
PPI specialises in payments software and consulting and is the market leader for EBICS and FinTS solutions. PPI’s products cover the complete payments process chain for financial institutions, from customer-to-bank communication to the core processing of payments and the interbank communication – end-to-end from a single provider. The consulting portfolio comprises topics ranging from strategic matters to banking-related aspects and payments-related IT consulting. PPI advises their customers on various fields such as regulation (e.g. PSD II), instant payments, SEPA, individual, bulk and card-based payments.