The procedure Request to Pay is ready to start from a technical point of view. The first products will be available as early as mid-2021, so that businesses and individuals will be able to use the upstream payment request. A joint investigation by the Euro Banking Association (EBA) and PPI AG reflects the views of European financial players on the new payment method. The survey, which runs until 31/12/2020, highlights expected benefits but also open questions. The focus is on sales, online trading, payment transactions and e-billing.