TRAVIC-Payment Hub Request to Pay

EPC-compliant Request to Pay messaging for providers of corporate and private customers

With TRAVIC-Payment Hub Request to Pay, PPI offers a new product for providers of Request to Pay services. The software enables financial institutions to offer the new service to both their corporate and private customers. TRAVIC-Payment Hub Request to Pay fulfils the requirements of the European Payments Council (EPC) one hundred per cent.

TRAVIC-Payment Hub Request to Pay enables financial institutions to extend their scope of services by the new Request to Pay procedure without high costs and resource expenses. The new software is compliant with the EPC rulebook and, with the option to connect the RTP service of EBA CLEARING, enables the use of RTP across countries throughout Europe. Thanks to uninterrupted operation, you can offer your customers new services around the clock, even during release changes.

All features in one product
TRAVIC-Payment Hub covers the full task range of Request to Pay core processing for a financial institution. For example, a request is not only processed as quickly as possible, but it is also monitored whether connected surrounding systems and involved clearing partners respond in time to meet the defined time limits for confirmation and approval messages. Furthermore, in addition to the main processes of the request and its response, important secondary processes such as cancellation of a request and investigation of a request are also provided with full automation.

High flexibility thanks to a modular structure
With TRAVIC-Payment Hub, PPI combines all central tasks of core payments processing in one product. Even though the payment request is completely decoupled from the actual payment, the software required for the payment initiation service places very similar demands on the integration of customer channels, account and money laundering systems or clearing as a real-time payment does. For this reason, PPI offers TRAVIC-Payment Hub Request to Pay as an independent module of TRAVIC-Payment Hub. In combination with TRAVIC-Payment Hub Instant Payments for real-time payments, a whole range of new possibilities are conceivable for payments at the point of sale or for peer-to-peer payments.

The benefits at a glance

  • Fast and cost-effective implementation thanks to easy integration into a bank's existing payments landscape
  • Uninterrupted operation even through release changes
  • Decoupling from the actual payments processing (clearing and settlement) and thus possibility of offering payment initiation in accordance with the EPC RTP rulebook as an additional service without disrupting the payments systems
  • Connection to the RTP service of EBA CLEARING, currently the only automated clearing house (ACH) with pan-European reach

Would you also like to offer your customers an additional future-oriented service with Request to Pay? Get in touch with us and we will advise you comprehensively and plan the necessary steps together.

Now also available as payments as a service!

You can now purchase our TRAVIC suite products either on-premises or as a service with operation in the cloud. Get in touch with us!

TRAVIC-Payment-Hub Request to Pay – in a nutshell

Further information to download


Bernhard Walter


Bernhard Walter
Head of Sales for Payments Products

+49 151 23944206

Thomas Riedel


Thomas Riedel
Leading Product-Manager

+49 151 59438450

Further information to download